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Purchasing an Apartment in the City: The Advantages and the How

Mungkin kepada mereka yang tinggal dibandar besar, memilih untuk membeli apartment adalah salah satu pilihan untuk memiliki rumah pertama anda. Mungkin anda ada sebab anda sendiri kenapa membeli apartment.

Kepada mereka yang masih ragu-ragu mana nak satu hartanah menjadi pilihan. Mari kita baca kupasan menarik daripada penulis Cara Olsen tentang kelebihan membeli sebuah apartment. Mungkin ia akan memberikan inspirasi kepada anda untuk memiliki rumah pertama anda.

Purchasing an Apartment in the City

If you want to be close to the heart of the city, condo living is by far the most affordable first home choice. In addition, you are also spoilt for choice: Damansara Perdana has been experiencing a boom of new property developments like Empire Damansara on Property Guru. You not only get to save money, but you get a new apartment at the same time. Below are some of the major advantages of purchasing an apartment to become your first home purchase.

purchasing an apartment in the city

Low Maintenance

Cleaning out gutters, pruning fences and trimming grass are just a few of the tasks that you would have to add to your already full daily list of activities you have to do if you have a house. Although your property might increase value over the years, the increase is a huge investment in terms of labor on your part to maintain it.

On the other hand, as an apartment owner, the only thing you have to worry about is maintaining your interiors and balcony. Compare this to all the work you would have to put into a house, and apartments are definitely low maintenance which leaves you free to spent time with your family or catching up on extra work over the weekends.

More for Less Renovation

As you purchase your first home, you may not have much input or not like the way it is. It might be something as simple as changing the color of the carpet and you can carry out some simple renovations to make your apartment feel more like your space and home. However, you would have to spend a lot of money to purchase a house, making your renovation budget relatively small. This is another area where apartments win. With the smaller square footage, you can stretch your apartment renovation funds to go further and make a major impact, infusing more of your own lifestyle and personality into the living space.

Investment potential

Your first home may not be what you have been dreaming your first house should be like or neither will it be your last purchase. With this in mind, as you purchase your first home, it is critical that you consider this as an investment opportunity into your future. Apartments are not only affordable, but purchasing one literary in the middle of a business hub can be a long-term investment that either provides you rental income or for sale once value goes up.

How to Buy Your First Apartment

Purchasing your first apartment is an important decision that should not be taken lightly, and you need to have a plan before you go shopping. Like any other investment, apartment shopping requires you to carry out your homework, determine how much you are willing to pay and what you are looking to gain out of the experience.
  • Choose where you want to live: What part of Damansara Perdana and Mutiara Damansara best fits your lifestyle? How close do you want to be to your office? Are you looking for a place that offers a various shopping options nearby? If you are looking for a development that offers you 24-hour security, a swimming pool, gymnasium or clubhouse, put it on your wish list. Be specific every time, especially when looking to purchase your first home.
  • Your budget: Consider meeting with a financial expert and see if you have any loan options available for you at your current position. The expert will seek to find out more about your income and debts, as well as help you determine what you can afford to spend on a first home. Purchasing an apartment will actually free up money that you can invest in other things.
  • Find out the actual cost of owning an apartment: Many first-time home buyers are shocked when they learn their initial purchase is something more than the down payment. Be ready for expenses like application fees, title search, insurance, attorney fees and appraisal fees. Such costs are likely to be around 3 to 8 percent of the final purchase price. Speak to a real estate agent and have him give you an accurate estimate of how much it will really cost you to own one of the Property Guru Empire Damansara apartments.

Even as you shop around for an apartment, remember to ask about property prices and ongoing costs. If possible, have previous owners or neighbors show you copies of their previous utility bills, trash disposal bills, insurance bills, repair bills and property taxes. Find out if there is a home association fees that you need to factor in to your monthly budget. It is also important that you choose an apartment that offers you close proximity to amenities like transport, schools, hotels, worship places and medical care facilities.

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